2025 Medicare Advantage plans
You can feel confident in our affordable Medicare Advantage plans that have coverage to suit whatever you need, quality care that looks out for you, and extra benefits helping keep money in your pocket. Over 50,000 of your neighbors already trust Blue Cross of Idaho with their health coverage. Now you can too.
Monthly premium: $0
Out-of-pocket max: $5,700
(Only available in Kootenai county)
Save money on this plan by choosing a Tier 1-designated Primary Care Provider (PCP) and visit any Tier 1-designated facility.
Monthly premium: $51
Out-of-pocket max: $5,500
Take advantage of the extra benefits of a Medicare Advantage plan that offers a low monthly premium.
Monthly premium: $0
Out-of-pocket max: $6,000
This plan is for people who want the essentials of Medicare Advantage coverage with just a few extras. This plan also includes a $17 monthly Part B premium reduction.
Monthly premium: $78
Out-of-pocket max: $6,200
Take advantage of the extra benefits of a Medicare Advantage plan.
Monthly premium: $141
Out-of-pocket max: $5,000
This plan is for someone who is looking for a $0 drug deductible.
Monthly premium: $130
Out-of-pocket max: $6,400
This plan might be for you if you want a lower premium than Option I and don't mind a higher drug deductible.
Monthly premium: $34
Out-of-pocket max: $3,000
This medical plan is for people who have separate prescription drug coverage.
Monthly premium: $0
Out-of-pocket max: $5,200
This medical plan is for people who have separate prescription drug coverage and want access to any doctor that accepts Medicare. This plan also includes a $50 monthly Part B premium reduction.
Extra benefits available with our Medicare Advantage plans
Each plan comes with a mix of extra benefits. See each plan's Enrollment Guide in your region for more details. For plans that don't include all of the dental, vision and hearing benefits, you have the option to add coverage where you need it. Access supplemental benefit documents in the plan resources section.
*Plans with optional supplemental benefits include True Blue Rx Essentials (HMO), True Blue Rx Option I (HMO), True Blue Rx Option II (HMO), and True Blue Rx (HMO)
Need help?
Your local agent is there for you. They are independent, certified, knowledgeable and they won't cost you a thing!
Get help finding an agent:
Call 1-888-492-2583 (TTY 711)
8 a.m.-6 p.m. Monday to Friday
Blue Cross of Idaho Care Plus, Inc. is a Medicare Advantage plan with a Medicare contract. Enrollment in Blue Cross of Idaho Care Plus, Inc. depends on contract renewal.
The benefit information provided is a brief summary, not a complete description of benefits.
Limitations, copayments, and restrictions may apply.
Benefits, formulary, pharmacy network, provider network, premium and/or copayments/coinsurance may change on January 1 of each year.
You must continue to pay your Medicare Part B premium
Most people will pay the standard monthly Part B premium in addition to their Medicare Advantage plan premium. However, some people will pay higher Part B and Part D premiums because of their yearly income). For more information about Part B and Part D premiums based on income visit www.medicare.gov/part-d/costs/premiums/drug-plan-premiums.html, Or call Medicare at 1-800-MEDICARE (1-800-633-4227) 24 hours a day/7 days a week. TTY users should call 1-877-486-2048. You may also call Social Security at 1-800-772-1213. TTY users should call 1-800-325-0778.
For more information contact Blue Cross of Idaho at 1-888-494-2583. The hearing impaired can call TTY 711. We are available:
Powered by Blue Cross of Idaho Care Plus, Inc.
Y0010_MK25240_M